Investments
Investment Capital is too hard to accumulate for it not to be working for you as efficiently as possible. We offer wealth planning and investment management services to help our clients get the best from their money based on their circumstances and objectives.
Whether your aim is to maximise your portfolio, plan for your children’s education or manage your wealth in a way where it can enrich your life, our unbiased financial advice can help you achieve your goals for your money.
Successful investing starts with getting to know you, our customer. Together we will establish your attitude to risk and capacity for loss in order to choose the right mix of investments to suit this. We can offer our extensive knowledge and experience to consider your end goals, aid the decision-making process and ensure that you are left with a fully diversified investment portfolio which suits your needs.
An increase in the diversity of your investments can reduce volatility and improve the potential of consistent performance whether you are focusing on income or growth in capital. As we are independent, we have access to funds from the whole of the investment market including Ethical Funds if this is your priority.
The value of investments and income from them may go down. You may not get back the original amount invested.
Attitude to investment risk (ATR): “the degree of uncertainty a client is willing to accept with their investment returns in the hope of achieving a higher return”
Capacity for loss (CFL): ‘By capacity for loss we refer to the customer’s ability to absorb falls in the value of their investment. If any loss of capital would have a materially detrimental effect on their standard of living, this should be taken into account in assessing the risk they are able to take” FCA 2022
