Critical illness insurance provides you with a sum of money if you are diagnosed with certain illnesses or disabilities. Critical illness cover can give you protection when you need it most and provide peace of mind for both you and your family.
This area has a very wide range of cover available. As Independent Financial Advisers we can advise you on the correct policy for your situation, taking into consideration your current and future needs. We can source the correct plan for you using the whole of the market.
Whether your aim is to repay liabilities such as your mortgage in the event of a critical illness diagnosis or you wish to provide a financial safety net of a years salary upfront whilst you have treatment for your specified condition. Whatever your goals our experienced advisers can create a plan that suits the needs of you and your loved ones.
Critical Illness plans have no cash in value at any time and will cease at the end of term. If you stop paying your premiums your cover may end.
Critical Illness Plans may not cover all the definitions of a critical illness. The definitions vary between product providers and will be described in the key features and policy document, should you go ahead with the plan.
We are insurance intermediaries who offer products form a range of insurers based on a fair and personal analysis of the market.