Hather Financial Services Ltd. are Independent Financial Advisers. An Independent Financial Adviser is not "tied" to recommending or promoting the products of ANY bank, single investment or single insurance company. This means that all markets are sourced for our clients to try and find you the most suitable solutions in the most cost effective way. Hather Financial Services Ltd is a Directly Authorised Firm which is Directly Authorised by the Financial Conduct Authority (FCA) FRN 924826. The F.C.A put into place strict qualification and competence requirements, to ensure our clients are receiving the best possible service at all times.

If you are in any doubt about any aspect of your personal finances then please contact us on: (01768) 898559.

Independent Financial Advice

We provide a service on financial matters either in the comfort of your own home, at your place of work or at our offices in Cumbria and Lancashire, the choice is yours. Together our friendly and approachable partners have a wide range of qualifications plus a combined total of over 100 years' experience within the financial services industry. We look to create long-term relationships with our clients providing on going service and the best advice for you on most aspects of your financial planning. You will find the partners Allen, Steve, Sophie, Katie and Ian to be open and friendly in all matters.

We are not "tied" to recommending or promoting any particular products and can source the whole of the market to make sure that we can recommend the right advice for you in the most cost effective way possible.

First consultation free
Home or office interview
Personal and Corporate clients - home visits
Remuneration is commission or fee based
(All of the above services are for UK residents only)


We are fully independent having over ten thousand schemes available to research, matching the right mortgage to your personal needs.

For mortgages, we can be paid commission or a fee, typically £300.

A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.


Life Protection Insurance is all about providing a financial safety net for your loved so that your dependants can cope financially in the event of your premature death.

Nobody knows what is round the corner; ensure your loved ones have adequate financial protection when you're gone.